Chequing Accounts

Learning to balance your cheque book is critical to managing your money. At every stage in your life, Bank of Saint Lucia has chequing account options to suit your needs. The recent graduate, the family member, and the financial controller can all find an account to cater to their lifestyle. 

 

Click here for our new cheque printing guidelines.

 

SCS-24 Account (Superior Chequing Service)

Main Features

 

• Pre-approved overdraft protection - Overdraft interest rate ranges from 10 - 18% and is charged on the overdrawn amount.
• Monthly statements available via Online Banking along with images of cheques

 

Regulations: 

 

• Account holder must be 18 years or older and have held a Bank of Saint Lucia deposit account for at least 6 months.
• There is an overdraft interest charge of 18% on excess of overdraft limit

 

Come in and talk to us about an SCS-24 Account today!

 

Petit Chequing Account (PCA) 

 

Main Features:

 

• Minimum Opening Balance - $300.00
• Monthly statements available via Online Banking along with image of cheques

 

Regulations: 

 

• Account holder must be 18 years or older and have held a Bank of Saint Lucia deposit account for at least 6 months.
• No overdraft facility

 

Come in and talk to us about a Petit Chequing Account today!

 

Current Account

 

Features & Benefits

 

• This account is designed for businesses with high transaction volume and cash handling needs.
• Current Account customers have the added benefit of Overdraft Protection* and the ability to make deposits through our Night Depository Service.
• The first few transactions are free. Customers pay $1 thereafter.
• Customers are provided with monthly statements of the account to monitor their business from day to day.

 

* For qualifying customers only

 

Come in and talk to us about a Current Account today!

 

Cheque Printing Guidelines

 

There are many changes taking place in the Eastern Caribbean Currency Union (ECCU), one of the most significant is the Eastern Caribbean Automated Clearing House (ECACH).  This is a new, universal cheque processing system, which will allow for the faster and more efficient payment of cheques.  This new system, introduced by the Eastern Caribbean Central Bank facilitates one day processing of another bank’s cheque (locally and regionally) deposited to your account.  You will derive a number of benefits from its implementation, including:

1. Quicker access to funds due to same day clearing of cheques
2. The ability to better manage your finances with faster access to your funds with the added knowledge that your cheques will be processed to your account faster
3. A reduction in cheque fraud within the system with the improved cheque design.

Click here for more details

 

Carbonized Cheques

 

Click here for details