HomeSuite Home Mortgage Loans
Taste the Sweet Life with Bank of Saint Lucia with the game-changing HomeSuite Home Mortgage products:
- HomeFlex – A home equity line of credit designed for existing BOSL mortgage customers. Perfect for just about anything including vacation, renovations, investing and education. Find out more
- HomeSwitch – A mortgage designed for mortgage customers at other financial institutions who wish to switch over to a better mortgage with BOSL. Find out more
- HomeSuite – A comprehensive mortgage solution for all stages of homeownership with discounts from partners and other added benefits. Find out more
- Elite Builders Capital – A mortgage product designed for both individuals and entities that can be used for expanding homes or investing in properties (eg. Air BnBs, villas, condos) Find out more
EZ Finance Loans
Need quick cash without the hassle? Take advantage of our EZ Finance loan! Borrow up to $30,000. Whether it's a dream vacation or a shopping spree, make it happen effortlessly. Don't miss out! #EZFinance #QuickCash #SmartMoneyMoves
DETAILS:
- 100% financing
- Loans of up to $30,000 unsecured
- Competitive Interest Rate
- Repayment Term – Up to Five (5) Years
ADDITIONAL BENEFITS:
- BOSL VISA Credit Card
BASIC LENDING REQUIREMENTS:
- Recent Job Letter
- Recent Salary Slip
- 1 Valid Form of Government Issued Picture ID
Offer ends December 31, 2026
Terms & Conditions Apply
BOSL Land Loans
Dreaming of your own piece of paradise? Make it a reality with Bank of Saint Lucia's Land Loans! 100% financing, no deposit required, and an attractive interest rate. Plus, enjoy up to 20 years to repay. Seize the opportunity to plant your roots!
#LandLoans #HomeOwnershipDreams
DETAILS:
- 100% financing
- Competitive Interest Rate
- Repayment Term – Up to Twenty (20) Years
ADDITIONAL BENEFITS:
- Pre-approved BOSL VISA Credit Card
LENDING REQUIREMENTS:
Offer ends December 31, 2026
Terms & Conditions Apply
Fresh Wheels Vehicle Loans
Rev up your dreams with Bank of Saint Lucia's Fresh Wheels Vehicle Loan! We're your ticket to 100% financing on new, used, and even imported vehicles. With attractive interest rates and up to 10 years to repay, it's time to hit the road in style. Don't just dream it, drive it! #FreshWheels #AutoDreams
DETAILS:
- 100% financing
- Competitive Interest Rate
- Repayment Terms:
- New Vehicles
- Up to 7 - 8 years for cars & mid-sized SUV's
- Up to 10 years for pick ups, large SUV's and high-end vehicles
- Used Vehicles
- Up to 8 years to the maximum age of the vehicle at maturity - 12 years
- New Vehicles
ADDITIONAL BENEFITS:
- BOSL VISA Credit Card
LENDING REQUIREMENTS:
Offer ends December 31, 2026
Terms & Conditions Apply
Solar PV System
Power up your savings with Bank of Saint Lucia's Solar PV System Loan! Enjoy 100% financing, special interest rates, and up to 10 years to repay. Make the switch to sustainable energy for your home or business. It's not just a loan; it's an investment in a brighter, greener future! #SolarPowerSavings #GreenEnergyRevolution
DETAILS:
Residential:
- 100% financing up to 5Kw
- Competitive Interest Rate
- Repayment Term – Up to Ten (10) Years
Commercial:
- 100% financing up to 25Kw
- Financing up to $1,000,000
- Competitive Interest Rate
- Repayment Term – Up to Ten (10) Years
Offer ends December 31, 2026
Terms & Conditions Apply
Hybrid/Electric Vehicle Financing
Ready to drive change? Bank of Saint Lucia's Hybrid/Electric Vehicle Loan is your ticket! Enjoy 100% financing, special rates, and up to 10 years to repay on new and used eco-conscious wheels. Make the switch and embrace a cleaner, greener commute. Your journey to a sustainable lifestyle starts here! Make the switch for a greener, cost-efficient journey. It's not just a loan – it's a leap into a sustainable future! #DriveGreen #EcoFriendlyRide #ElectricVehicleRevolution #GreenCommute #EcoFriendlyDriving #ElectricCars
DETAILS:
100% financing
Personal use only
Competitive Interest Rate
Repayment Term – Up to Ten (10) Years
LENDING REQUIREMENTS:
Offer ends December 31, 2026
Terms & Conditions Apply
BOSL Bundle Up Promotion

Too many loans? Too many payments? It may be time to bundle up!
From September 4 to October 31, 2026, you can consolidate your existing debts with a BOSL Bundle Up Debt Consolidation Loan and enjoy a special interest rate of 5.5% with up to 10 years to repay.
And there's more…
How to Qualify
To participate in the Bundle Up Promotion, customers must:
- Apply for a BOSL Bundle Up Debt Consolidation Loan during the promotion period.
- Qualify for and receive a loan of $30,001 or more.
- Meet all applicable Bank of Saint Lucia lending requirements.
What's the Catch?
There isn't one!
Five lucky customers who qualify for and receive a Bundle Up Debt Consolidation Loan during the promotion period will each have a chance to WIN $2,500!
Prize Draw
All customers who meet the promotion criteria will be entered into the prize draw.
5 lucky winners will be selected by random draw, with each winner receiving $2,500.
Winners will be contacted using the contact information provided to Bank of Saint Lucia.
Promotion Period
September 4 – October 31, 2026
Ready to Bundle Up?
Bring your loans together, simplify your payments and take advantage of 5.5% interest with up to 10 years to repay.
Bundle Up with BOSL today!
Terms and conditions apply. Promotion approved by the National Lottery Authority.
Tap to Win Credit Card Promotion

Tap, spend and you could win!
From September 3 to October 31, 2026, use your BOSL Visa Credit Card for your everyday purchases and get a chance to win in our Tap to Win Promotion.
The more you use your card, the closer you get to qualifying!
How to Qualify
Existing BOSL Visa Credit Cardholders
Already have a BOSL Visa Credit Card? You're automatically eligible to participate when you use your card during the promotion period.
To qualify, you must:
- Use your BOSL Visa Credit Card to make purchases during the promotion period.
- Accumulate a minimum spend of $2,500 between September 3 and October 31, 2026.
- Ensure that your qualifying purchases are made using your BOSL Visa Credit Card during the promotion period.
New BOSL Visa Credit Cardholders
Don't have a BOSL Visa Credit Card? You can still join the fun!
To qualify, you must:
- Apply for and receive a BOSL Visa Credit Card during the promotion period.
- Use your BOSL Visa Credit Card to make purchases during the promotion period.
- Accumulate a minimum spend of $2,500 between September 3 and October 31, 2026.
Whether you're a new or existing cardholder, simply use your BOSL Visa Credit Card and accumulate $2,500 in qualifying purchases to enter the promotion.
Prize Draw
Eligible cardholders who meet the minimum spend requirement will be entered into the prize draw.
The winner(s) will be selected by random draw following the conclusion of the promotion.
Winners will be contacted using the contact information on file with Bank of Saint Lucia.
Promotion Period
September 3 – October 31, 2026
Don't miss your chance to Tap. Spend. Qualify. Win!
Start using your BOSL Visa Credit Card today.
Terms and conditions apply. Approved by the National Lotteries Authority.
SALCC Student Loan Programme
Embark on your academic journey with Bank of Saint Lucia's SALCC Special Loan Offer! Get 100% financing on up to $60,000, enjoy attractive interest rates, and take up to 8 years to repay. Explore degree programs in Tourism, Business, Environmental Studies, Public Health, and Nursing. Your education, your path!
#SALCCSpecialLoan #FutureLeaders #FutureGoals
DETAILS:
- 100% financing
- Loans of up to $60,000 unsecured
- Competitive Interest Rate
- Repayment Term – Up to Eight (8) Years
LENDING REQUIREMENTS:
- 1 Valid Form of Government Issued Picture ID (School ID can also be presented)
- 2 Guarantors
- Acceptance letter from SALCC
DEGREE PROGRAMMES:
- Tourism & Hospitality Management
- Business Administration
- Environmental Studies & Sustainability
- Public Health
- Nursing
Terms & Conditions Apply
SLMDA Special Loan Offer
Invest in your future, SLMDA members! Bank of Saint Lucia's tailored special offer brings you 100% financing on Mortgages, Land, and Demand loans. Whether it's to construct or purchase a home, establish your own practice, or to purchase land, our attractive interest rates pave the way. Seize this exclusive opportunity designed just for you!
#SLMDASpecialDeal #HealthcareFinance #FinancialWellness
DETAILS:
Mortgage Loan Offer
- 100% financing
- Competitive Interest Rate
- Repayment Term – Up to Thirty (30) Years
Demand Loan Offer
- 100% financing
- Competitive Interest Rate
- Repayment Term – Up to Fifteen (15) Years
Land Loan Offer
- 100% financing
- Competitive Interest Rate
- Repayment Term – Up to Fifteen (15) Years
ADDITIONAL BENEFITS:
- BOSL VISA Credit Card
LENDING REQUIREMENTS:
Terms & Conditions Apply