Taste the Sweet Life with Bank of Saint Lucia with the game-changing HomeSuite Home Mortgage products:

• HomeQuest – A mortgage designed for young professional and first time buyers.   Find out more
   
• HomeFlex – A home equity line of credit designed for existing BOSL mortgage customers.  Perfect for just about anything including vacation, renovations, investing and education.  Find out more
   
• HomeSwitch – A mortgage designed for mortgage customers at other financial institutions who wish to switch over to a better mortgage with BOSL.  Find out more
   
• HomeSuite – A comprehensive mortgage solution for all stages of homeownership with discounts from partners and other added benefits.  Find out more
   
• Elite Builders Capital – A mortgage product designed for both individuals and entities that can be used for expanding homes or investing in properties (eg. Air BnBs, villas, condos)  Find out more

HomeSuite Home Mortgage Partners

Need quick cash without the hassle? Take advantage of our EZ Finance loan! Borrow up to $30,000. Whether it's a dream vacation or a shopping spree, make it happen effortlessly.  Don't miss out! #EZFinance #QuickCash #SmartMoneyMoves 

DETAILS:

• 100% financing
• Loans of up to $30,000 unsecured
• Competitive Interest Rate 
• Repayment Term – Up to Five (5) Years

ADDITIONAL BENEFITS:

• BOSL VISA Credit Card 

BASIC LENDING REQUIREMENTS:

• Recent Job Letter
• Recent Salary Slip
• 1 Valid Form of Government Issued Picture ID

Offer ends December 31, 2025

Terms & Conditions Apply

Sign up here

Dreaming of your own piece of paradise?  Make it a reality with Bank of Saint Lucia's Land Loans!  100% financing, no deposit required, and an attractive interest rate.  Plus, enjoy up to 20 years to repay. Seize the opportunity to plant your roots! 
#LandLoans #HomeOwnershipDreams  

DETAILS:

• 100% financing
• Competitive Interest Rate 
• Repayment Term – Up to Twenty (20) Years

ADDITIONAL BENEFITS:

• Pre-approved BOSL VISA Credit Card 

LENDING REQUIREMENTS:

• Land Loan Checklist

Offer ends December 31, 2025

Terms & Conditions Apply

Sign up here

Rev up your dreams with Bank of Saint Lucia's Fresh Wheels Vehicle Loan! We're your ticket to 100% financing on new, used, and even imported vehicles. With attractive interest rates and up to 10 years to repay, it's time to hit the road in style. Don't just dream it, drive it!  #FreshWheels #AutoDreams 

DETAILS:

• 100% financing
• Competitive Interest Rate 
• Repayment Terms:
  • New Vehicles
    • Up to 7 - 8 years for cars & mid-sized SUV's
    • Up to 10 years for pick ups, large SUV's and high-end vehicles
  • Used Vehicles
    • Up to 8 years to the maximum age of the vehicle at maturity - 12 years

ADDITIONAL BENEFITS:

• BOSL VISA Credit Card 

LENDING REQUIREMENTS:

• Vehicle Loan Checklist

Offer ends December 31, 2025

Terms & Conditions Apply

Sign up here

Power up your savings with Bank of Saint Lucia's Solar PV System Loan!  Enjoy 100% financing, special interest rates, and up to 10 years to repay. Make the switch to sustainable energy for your home or business. It's not just a loan; it's an investment in a brighter, greener future! #SolarPowerSavings #GreenEnergyRevolution 

DETAILS:

Residential:

• 100% financing up to 5Kw
• Competitive Interest Rate 
• Repayment Term – Up to Ten (10) Years

Commercial:

• 100% financing up to 25Kw
• Financing up to $1,000,000
• Competitive Interest Rate 
• Repayment Term – Up to Ten (10) Years

Offer ends December 31, 2025

Terms & Conditions Apply

Sign up here

Ready to drive change? Bank of Saint Lucia's Hybrid/Electric Vehicle Loan is your ticket! Enjoy 100% financing, special rates, and up to 10 years to repay on new and used eco-conscious wheels. Make the switch and embrace a cleaner, greener commute. Your journey to a sustainable lifestyle starts here!  Make the switch for a greener, cost-efficient journey. It's not just a loan – it's a leap into a sustainable future!  #DriveGreen #EcoFriendlyRide #ElectricVehicleRevolution #GreenCommute #EcoFriendlyDriving #ElectricCars 

DETAILS:

100% financing
Personal use only
Competitive Interest Rate 
Repayment Term – Up to Ten (10) Years

LENDING REQUIREMENTS:

Vehicle Loan Checklist

Offer ends December 31, 2025

Terms & Conditions Apply

Sign up here

Embark on your academic journey with Bank of Saint Lucia's SALCC Special Loan Offer! Get 100% financing on up to $60,000, enjoy attractive interest rates, and take up to 8 years to repay. Explore degree programs in Tourism, Business, Environmental Studies, Public Health, and Nursing. Your education, your path!
#SALCCSpecialLoan #FutureLeaders #FutureGoals

DETAILS:

• 100% financing
• Loans of up to $60,000 unsecured
• Competitive Interest Rate 
• Repayment Term – Up to Eight (8) Years

LENDING REQUIREMENTS:

• 1 Valid Form of Government Issued Picture ID (School ID can also be presented)
• 2 Guarantors
• Acceptance letter from SALCC

DEGREE PROGRAMMES:

• Tourism & Hospitality Management
• Business Administration
• Environmental Studies & Sustainability
• Public Health
• Nursing

Offer ends December 31, 2025

Terms & Conditions Apply

Sign up here

Invest in your future, SLMDA members! Bank of Saint Lucia's tailored special offer brings you 100% financing on Mortgages, Land, and Demand loans. Whether it's to construct or purchase a home, establish your own practice, or to purchase land, our attractive interest rates pave the way. Seize this exclusive opportunity designed just for you!
#SLMDASpecialDeal #HealthcareFinance #FinancialWellness 

DETAILS:

Mortgage Loan Offer

• 100% financing
• Competitive Interest Rate 
• Repayment Term – Up to Thirty (30) Years

Demand Loan Offer

• 100% financing
• Competitive Interest Rate 
• Repayment Term – Up to Fifteen (15) Years

Land Loan Offer

• 100% financing
• Competitive Interest Rate 
• Repayment Term – Up to Fifteen (15) Years

ADDITIONAL BENEFITS:

• BOSL VISA Credit Card 

LENDING REQUIREMENTS:

• Mortgage Loan Checklist
• Land Loan Checklist

Offer ends December 31, 2025

Terms & Conditions Apply

Sign up here

Spend Life Living with a BOSL Visa Credit Card!

Life isn’t just about working and saving — it’s about living.

Whether it’s spontaneous getaways, unforgettable dinners, or treating yourself to the things that bring you joy, your BOSL Visa Credit Card is your key to making it all happen.

Plus, with My Rewards, you’ll earn points every time you spend — so you can turn your everyday purchases into extraordinary experiences.

Don’t have a BOSL Visa Credit Card yet?

Now’s the perfect time to apply and start living life on your terms!

Spend Life Living.  BOSL's Got You!

Spend. Apply. Win Big This Christmas.

Get ready for the holidays with Bank of Saint Lucia’s Mega Cash Promotion — your chance to win big while you shop, spend, and celebrate.
From November 15th to December 31st, 2025, every qualifying BOSL Visa Credit Card or loan transaction brings you closer to the Grand Prize valued at

EC$100,000

Grand Prize Breakdown:
Cash – EC$80,000
Prizes – EC$20,000 from The Cell and Massy Stores Home

One lucky customer will take home the ultimate holiday reward.

How to Qualify

It’s simple. To enter, customers must do one of the following:

• Spend a minimum of EC$5,000 cumulatively using their BOSL Visa Credit Card 
• Apply for and spend a minimum of EC$5,000 on a newly approved BOSL Visa Credit Card
• Apply for and be approved for a loan facility under any of the following:EZ Finance, Home Quest, Home Switch, Home Suite Home Mortgage, Fresh Wheels, or Hybrid/Electric Vehicles

**Terms and Conditions Apply.

Live the Ultimate Carnival Getaway!

Visa and Bank of Saint Lucia are giving one lucky customer and their guest the chance to experience Trinidad Carnival 2026 , the Caribbean’s most spectacular celebration of culture, rhythm, and freedom.
Enjoy seven unforgettable days of luxury, excitement, and entertainment with the Visa Ultimate Trinidad Carnival Experience, valued at US$25,000.

How to Qualify

To enter, simply use your BOSL Visa Credit Card or apply for a new one during the promotion period.

Customers must:

Spend a minimum of EC$3,500 cumulatively using their BOSL Visa Credit Card

Or, apply for and spend a minimum of EC$3,500 cumulatively on a newly approved BOSL Visa Credit Card

Promotion Period: November 15th – December 31st, 2025
Grand Prize Draw: January 2026

The winner and their guest will receive:

Luxury Hospitality

• 7 days, 6 nights at the Hyatt Regency Trinidad
• Round-trip economy airfare for two with travel insurance
• Airport transfers and transportation to all events
• Daily meal gratuity valued at USD $150 per day

Exclusive Carnival Access

• Tickets for two to Soca Brainwash and the Brian Lara Carnival Fete
• Monday Wear by Shawn Dhanraj
• Carnival Costumes from a top Trinidad Carnival Band
• Full Glam Make-Up for Carnival Monday and Tuesday
• A ‘Down D Islands’ Excursion on Ash Wednesday
• Visa Carnival Swag Bag and premium co-branded merchandise

Visa Ultimate. Experience More, Every Moment.

**Terms and Conditions Apply.

MY REWARDS: POINTS TO PRESENTS

Turn Your Points Into Presents This Holiday Season

The holidays are here and so is your chance to make them even more rewarding!
With Bank of Saint Lucia’s My Rewards Program, you can turn your credit card points into the perfect gifts for friends, family, or yourself. Your points can make it happen — no extra spending required.

But don’t wait too long! Your My Rewards points expire on January 30th, 2026.

Redeem them today and enjoy more of what you love this festive season.

Gift more. Spend less. Redeem your points today!

How to Redeem

1. Log in to your My Rewards account via the BOSL website or app.
2. Browse the wide selection of partner stores and brands, including Amazon and other global retailers.
3. Choose your reward and checkout using your available points.

It’s that simple — no forms, no waiting, just instant holiday cheer.

Make this season brighter by rewarding yourself and the ones you love.
Redeem your My Rewards points before they expire on January 30th, 2026.

Bank of Saint Lucia - All the Bank You Need.