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This section gives you quick and easy access to the answers to the questions we're asked most frequently.  If you don't find your question here please use the Ask the Banker or the email form on the Contact Us page and we will be happy to answer your question.

On maturity, will I be eligible for a Bank of Saint Lucia Student Loan?

Yes, Edu Start account holders also receive special discounts on fees (normal lending terms and conditions apply)

How do I apply for a Bank of Saint Lucia Visa Credit Card?

You can apply online via our Digital Branch or visit any branch to start the application process.

What are the requirements for a Bank of Saint Lucia Visa Credit Card?

To apply for a Bank of Saint Lucia Visa Credit Card, you will need the following:

  1. Recent Job Letter
  2. Recent Salary Slip
  3. One (1) valid national ID
  4. Completed Application form

How long does it take to get approved for a credit card?

Approval times can vary, but it's usually within a few days (existing customers) to a few weeks (new customers).

What is a credit limit, and how is it determined?

A credit limit is the maximum amount you can charge on your card. It's determined based on your creditworthiness and income.

What is the minimum payment on a credit card, and how is it calculated?

The minimum payment is a small percentage of your balance, usually around 3%. It's important to pay more than the minimum to avoid high-interest charges.

Are Credit cards only for emergencies?

Credit cards can be a valuable financial tool for everyday expenses and can also offer rewards.

Can I make just the minimum payment each month?

Yes, you can make the minimum each month by the due date as late fees would be avoided, however it is advisable to pay in excess of the minimum payment to reduce interest charges or full statement balance for no interest altogether.

What are the key dates for the Ready! Set! Miami! promotion?

The promotion runs from January 12th to February 28th, 2024.

What can I win in the Ready! Set! Miami! promotion?

The grand prize is an all-expense paid trip for two (2) to Miami including return flights, 3-night hotel accommodation, and $500 USD spending money.

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